The Registered Disability Savings Plan (RDSP) is offered by the government of Canada. 

The RDSP is intended to help families and others save for the long-term financial security of a person or family member with a severe disability. It is a way to be able to save for retirement without affecting their government monthly income. 

The government offers grants from 100 to 300% of your annual contribution, depending on the amount contributed and family income. 

In addition, Canada Disability Savings Bonds up to $1000 may be available for lower-income families. 

These benefits can alleviate many financial challenges for families and individuals with disabilities as they age and need more care.

For more information, contact Wendy Comer: call or text (905) 715-0469 or e-mail wcomer@primerica.com

Wendy Comer is a financial planner who recently set up an RDSP for coach Craig.